Does your current VSC administrator disclose their administrative fee and how does this administrative fee impact your loss ratio?
The average VSC premium is $1,200. Industry average loss ratio: 50.1%. Who keeps the remaining 49.9% in your current relationship?
What happens to the funds intended to pay claims when a member’s claim is denied?
Does your credit union have a say in claim approvals/denials?
What does your penetration level compared to GAP tell you about your current VSC program?
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